Webster Financial Corporation (WBS) Goldman Sachs 2025 U.S. Financial Services Conference December 10, 2025 12:20 PM EST

Company Participants

John Ciulla - Chairman & CEO

Conference Call Participants

Ryan Hammond - Goldman Sachs Group, Inc., Research Division

Presentation

Ryan Hammond Goldman Sachs Group, Inc., Research Division

All right. Up next, we are pleased to have Webster Bank joining us for the first time. I’m sure many of you are familiar, Webster is an $83 billion balance sheet bank headquartered in Connecticut and a footprint that spans the Northeastern New York to Rhode Island and Massachusetts and had certain national businesses. They focus on 3 lines of business: commercial banking, health care, financial services and consumer banking. Joining us from the company is Chairman and CEO, John Ciulla. Welcome, John.

John Ciulla Chairman & CEO

Thanks, Ryan. Great to be here.

Question-and-Answer Session

Ryan Hammond Goldman Sachs Group, Inc., Research Division

Thank you. Thank you for coming. Today’s discussion is going to be a fireside chat. So maybe, John, kicking it off, this is obviously your first time being at the conference. Again, thank you for joining us. And well, I think most people know you guys, to the extent maybe some attendees could be less familiar with the company. Do you want to just provide a quick overview of the bank?

John Ciulla Chairman & CEO

Sure. I think you hit the fun fact. We’re an $83 billion bank headquartered in Connecticut. Our branch footprint runs really from Boston to New York City. Our middle market and commercial kind of in footprint is extended down to Philadelphia. And then we’ve got a number of national businesses on both the lending and the deposit gathering side. I think our real competitive advantage, and we talk about this a lot in our investor communications is our diversified funding base. We have

Recommended For You