Many Americans are about to own SpaceX even if they didn’t participate in Friday’s Initial Public Offering. Starting this Friday, SpaceX will be appearing in many personal and retirement investment accounts through diversified index funds that track the broader stock market. The company will be added to the CRSP U.S. Total Market Index, a benchmark tracked by numerous 401(k)s, IRAs, pension plans, and target-date retirement funds. Many employer-sponsored retirement plans offer Vanguard total-...

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