Overthinking is two habits looping on repeat: replaying the past and rehearsing the future. Interestingly, both stem from a nervous system that is unable to relax until it is reassured via certainty. As a result, the mind keeps analyzing long after the inciting incident has passed, turning the same experience over and over as if one more round of thinking might finally solve it.

Beneath this pattern of overthinking often lies a pervasive feeling of something left incomplete or unresolved. When a feeling is uncomfortable or unclear, looping in the faculty of cognition feels safer than actually sitting with the emotion. What begins as the instinct to protect oneself gradually turns into a maladaptive coping mechanism.

People who grow up in environments where mistakes come at a heavy cost or where uncertainty feels unsafe often learn to mentally brace for every possible outcome, good and bad. Over time, to avoid being blindsided, their minds can become perpetually hypervigilant, scanning for risks even when none exist. And this very strategy that keeps them safe as children turns into a rumination habit in adulthood.

Even simply understanding the root of your rumination habit through the eyes of your childhood self can help soften self-blame. This informed perspective can serve as a reminder that your mind isn’t faulty, but that it’s actually working overtime. And once you understand how it overworks, you can begin to guide it rather than fight it.

1. Turn Overthinking Into Organization

When an individual’s thoughts feel stuck in a loop, the fastest way to loosen their grip is to externalize them. For example, they can imagine picking these thoughts out of their head, literally, and placing them somewhere where they can see them. Simply writing them down or breaking them down into simple questions like, “What am I actually trying to figure out?” or “What’s one small step I can take?”* *can be enough to bring clarity to the surface.

This simple exercise is an example of “cognitive defusion,” a phenomenon that occurs when you gain enough distance from your thoughts so you can receive the information they are trying to deliver, instead of viewing them as commands for you to follow.

A recent study found that people who were better at distancing themselves from their thoughts (seeing them as mental events rather than absolute truths) were significantly better at using their memories, insights, and self-awareness to solve problems. Essentially, cognitive‍‌‍‍‌‍‌‍‍‌ defusion acted as a tool that changed incoherent mental noise into actionable clarity.

2. Counter ‘What If’ With ‘Then What’ When Overthinking

One of the main reasons why unending questions and hypothetical situations continue to occupy our headspace is because unresolved business fuels our self-doubt. And the most powerful way to arrest this process would be to fill the blanks once and for all.

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For instance, instead of replaying the thought “What if I fail?” repeatedly in your head, you could interrupt the pattern by saying, “Then what would I do?”

This seemingly trivial change could disrupt the vicious cycle of fabricating worst-case scenarios. And that is because this disruption allows an individual not only to experience the fear but also to go beyond it. By taking yourself out of the loop, you give your brain the freedom to look for answers instead of progressively dangerous threats.

Essentially, this pivot can divert your train of thought to switch from the track of anxiety to one of composure and reflection. With practice, it can also become a contingency plan for whenever an individual feels powerless. Over time, it can also become a reminder of one’s past adaptability, as proof for predicting the same behavior in the future.

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A 2023 study concluded that when people are confronted with uncertainty, the moment of “finally deciding” is not related to somehow becoming absolutely clear about a solution. The research attributes this moment of sudden resolve to an individual’s metacognitive choice of stopping deliberation.

Therefore, the “Then what?” question gives one’s mind a way out of the cost–benefit calculation: Will additional thinking really be helpful, or is it taking more than it gives? The mental effort that accompanies big decisions pushes the individual to put a decisive end to the loop of rumination and move forward in spite of uncertainty.

3. Channel Overthinking Into Foresight

Overthinking is harmful when it circles the same fear, but it is equally powerful when it moves in a forward direction. Research in cognition shows that the mind is built to simulate possible futures; this is known as “anticipatory thinking.”

In other words, we notice sudden cues, imagine what might happen, plan around it, take a small preparatory step, and then use that preparation when the situation arises. A perfect visualisation for this would be the very common situation of walking out of your home and spotting rain clouds, picturing the impending rain, and instinctively going back in to grab an umbrella.

When our minds imagine different scenarios, they’re basically adhering to their evolutionary design. In light of this, the question then becomes whether or not this simulation leads somewhere useful. If not, then it might be time to take charge. A simple self-check that goes something like, “Is this mental rehearsal helping me prepare, or am I punishing myself?” can make sure that the scenario leads to a useful solution, not more pointless fear.

The difference between harmful and helpful overthinking is intention. If your thoughts aim to control, they’re bound to create chaos. If they aim to understand, they create clarity. People who use their overthinking productively are able to separate signals from noise and, in turn, respond to their own minds with compassion, not combativeness.

A version of this post also appears on Forbes.com.