Digital identity has reached an inflection point. Governments, standards bodies, and private-sector innovators all agree that the Internet needs a reliable way for people to prove who they are, and increasingly, to prove specific attributes about themselves: securely, privately, and across borders. The last decade has seen major advances, including national eID systems, mobile driver’s licenses, selective disclosure credentials, and cross-border wallet pilots. Yet one issue remains unresolved.

Identity is becoming tied to proprietary mobile platforms, fragmenting the user experience and limiting who can build, deploy, and oversee digital identity solutions. This trend risks excluding those without capable devices, complicating regulatory oversight, and creating long-term dependencies…

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