December 28, 2025

• less than 3 min read

When we asked for your investment predictions at the end of last year, the majority of you were overwhelmingly optimistic—as were experts at the time. While you didn’t hit the nail square on the head, you didn’t exactly smash your fingers, either.

You said: The S&P 500 would end the year up. ✅

The vast majority of you guessed correctly that the S&P would be in the green this year, so we’re giving you a point. However, only 39% accurately predicted it would pop more than 10%. Morgan Stanley and Goldman Sachs also underestimated the index’s climb, predicting it’d notch 6,500 points this year—as of December 23, it was sitting pretty at 6,909.79 points. Investors seemed to shrug off the great tariff panic that rattled markets this spring …

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