The Best Credit Card for Rent Payments in 2026 Costs $0 (opens in new tab)

Bilt 2.0 launched January 14 with three cards at $0, $95, and $495 annual fees. The free Blue tier is the right pick for most renters, but only after you understand the new Bilt Cash unlock mechanic that aggregators are burying. Plastiq plus any cash-back card is a net loss.