LAST CHANCE: Record IHG Premier Card 185,000 Point Bonus — Worth Keeping For The Free Night (opens in new tab)

The IHG Premier Card has a limited-time offer worth up to 185,000 points, which is more than I’ve seen before on this $99 hotel card. The upfront bonus is the reason to get it now, but the annual free night, fourth-night-free award benefit, Platinum status, and 4th night free on redemptions are why it can make sense to keep.