The Best Travel Credit Card Strategy If You Mostly Fly Inside The U.S. — Since Most Advice Is Built For Trips You Won’t Take (opens in new tab)

Most points advice assumes you’re saving for long haul business class awards. But if your travel is mostly domestic, the best credit card strategy looks very different: earn the most flexible points you can, carry airline cards for benefits rather than spending, and choose lounge access based on the airports you actually use.