AI explainability in finance: auditable models, GenAI, and agents (opens in new tab)

Regulators are asking financial institutions a direct question: Can you explain how your AI made that decision? For most, the honest answer is no — not fully, not on demand, and not across every system that now influences regulated decisions. Compliance functions are expected to cover that ground, and the gap between expectation and reality shows up on every audit cycle. It appears in model validation reviews where decision logic was never documented, in compliance queries that take days to a...