Credit scores are flawed. FICO has a new model that adds cashflow data. It might just offer the boost you need (opens in new tab)

The data company has teamed up with Plaid, a fintech, to offer lenders a better window into the credit health of so-called thin-file consumers. Prices are rising again, and by some measures, consumer sentiment is as low as it’s ever been. That makes it an opportune time for some Americans to perhaps get a boost to their credit scores if they’re able to.