I asked ChatGPT whether buying a ₹20 lakh car is a financial mistake for a Bengaluru professional. Here's what it said (opens in new tab)

Owning a ₹20 lakh car is feasible for a Bengaluru professional earning ₹30 lakh annually, yet paying fully from savings isn't ideal. Financing part of the purchase preserves liquidity, favoring long-term financial flexibility.