55M and 56FM $6m NW and zero debt, just completed 1st 12 months (opens in new tab)

I've noticed that we are living as well materially as we did when working but with all the time as our own\. We haven't cut back on anything and we've been travelling first class, on 3 different trips over that time\. I was expecting a much higher outflow but with zero debt, living is not as expensive as I had thought\. We must've been spending on stupid things while we were working\. I can't find any reason to return to the grind\. Even if I could afford it, we are not private plane people \...