We asked 1,000 millionaires how they got rich. Here’s what they said. (2026 Edition) (opens in new tab)

What do real millionaires actually do with their money? We surveyed 1,000 millionaire households to uncover the habits, savings rates, investing behaviors, home-buying decisions, debt strategies, and wealth-building mindset that helped them achieve financial independence\. From net worth and income data to student loans, car purchases, emergency funds, and the Financial Order of Operations, discover the surprising lessons wealthy Americans used to build lasting wealth—and how you can apply th...