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Here is a suggested weekly budget based on your income and fixed expenses, designed for a 22-year-old female on a minimum wage budget in Arizona.

Calculate Your Income Arizona’s minimum wage in 2025 is $14.70 per hour. Working 35 hours per week, your gross weekly income is: $14.70/hour * 35 hours/week = $514.50 per week Gross monthly income is approximately $2,228. After typical deductions for taxes (federal, state, FICA), your estimated net (take-home) pay is roughly $430 per week or $1,863 per month. This budget is based on a conservative net weekly income estimate of $430. 1.

Breakdown of Monthly and Weekly Expenses Your fixed monthly expenses are:

Rent: $250 Utilities: $60 Car payment and insurance: $320 Total Fixed Monthly Expenses: $630

Your weekly fixed expenses are: $630 / 4.33 weeks per month (average) ≈ $145.50 per week Your remaining weekly income for flexible expenses is: $430 (net pay) - $145.50 (fixed costs) = $284.50 per week 3. Suggested Weekly Budget (Total: $284.50) This budget allocates your remaining income into the categories you requested, using a variation of the 50/30/20 rule (Needs/Wants/Savings) but tailored to your specific, tight budget.

Groceries (Food at home) $60 This aligns with the USDA’s “thrifty” food plan for a female your age. Focus on meal planning and cooking at home to stay within this budget.

Fast Food/Dining Out $25 This allows for one inexpensive meal out or a couple of quick fast-food trips per week. Going Out (Entertainment/Social) $25 For movies, coffee with friends, or low-cost activities. Look for free or inexpensive local events.

Other Expenses (Personal care, household items, small savings) $174.50 This is the remaining flexible amount. It covers items like toiletries, laundry, gas, small household needs, clothing, or a small emergency fund contribution. You can allocate this amount further based on your specific needs.