FB Financial Corporation (NYSE:FBK) Q3 2025 Earnings Call October 14, 2025 9:00 AM EDT
Company Participants
Christopher Holmes - President, CEO & Director Michael Mettee - COO & CFO
Conference Call Participants
Catherine Mealor - Keefe, Bruyette, & Woods, Inc., Research Division Brett Rabatin - Hovde Group, LLC, Research Division Russell Elliott Gunther - Stephens Inc., Research Division David Rochester - Cantor Fitzgerald & Co., Research Division Stephen Scouten - Piper Sandler & Co., Research Division Stephen Moss - Raymond James & Associates, Inc., Research Division Christopher Marinac - Janney Montgomery Scott LLC, Resea…
FB Financial Corporation (NYSE:FBK) Q3 2025 Earnings Call October 14, 2025 9:00 AM EDT
Company Participants
Christopher Holmes - President, CEO & Director Michael Mettee - COO & CFO
Conference Call Participants
Catherine Mealor - Keefe, Bruyette, & Woods, Inc., Research Division Brett Rabatin - Hovde Group, LLC, Research Division Russell Elliott Gunther - Stephens Inc., Research Division David Rochester - Cantor Fitzgerald & Co., Research Division Stephen Scouten - Piper Sandler & Co., Research Division Stephen Moss - Raymond James & Associates, Inc., Research Division Christopher Marinac - Janney Montgomery Scott LLC, Research Division
Presentation
Operator
Good morning, and welcome to FB Financial Corporation’s Third Quarter 2025 Earnings Conference Call. Hosting the call today from FB Financial are Chris Holmes, President and Chief Executive Officer; and Michael Mettee, Chief Operating Officer and Chief Financial Officer.
Please note FB Financial’s earnings release, supplemental financial information and this morning’s presentation are available on the Investor Relations page of the company’s website at www.firstbankonline.com and on the Securities and Exchange Commission’s website at www.sec.gov. Today’s call is being recorded and will be available for replay on FB Financial’s website approximately an hour after the conclusion of the call. [Operator Instructions]
During the presentation, FB Financial may make comments, which constitute forward-looking statements under the federal securities laws. Forward-looking statements are based on management’s current expectations and assumptions and are subject to risks, uncertainties and other factors that may cause actual results and performance or achievements of FB Financial to differ materially from any results expressed or implied by such forward-looking statements.
Many of such factors are beyond FB Financial’s ability to control or predict, and listeners are cautioned not to put undue reliance on such forward-looking statements. A more detailed description of these and other risks that may cause actual results to materially differ from expectations is contained in