Q3: 2025-11-05 Earnings Summary
EPS of $1.42 misses by $0.01
| Revenue of $165.49M (13.09% Y/Y) beats by $2.65M
Regional Management Corp. (RM) Q3 2025 Earnings Call November 5, 2025 5:00 PM EST
Company Participants
Robert Beck - President, CEO & Director Harpreet Rana - Executive VP and Chief Financial & Administrative Officer
Conference Call Participants
Garrett Edson - ICR Inc. John Hecht - Jefferies LLC, Research Division Kyle Joseph - Stephens Inc., Research Division Vincent Caintic - BTIG, LLC, Research Division
Presentation
Operator
Good afternoon, ladies and gentlemen, and welcome to th…
Q3: 2025-11-05 Earnings Summary
EPS of $1.42 misses by $0.01
| Revenue of $165.49M (13.09% Y/Y) beats by $2.65M
Regional Management Corp. (RM) Q3 2025 Earnings Call November 5, 2025 5:00 PM EST
Company Participants
Robert Beck - President, CEO & Director Harpreet Rana - Executive VP and Chief Financial & Administrative Officer
Conference Call Participants
Garrett Edson - ICR Inc. John Hecht - Jefferies LLC, Research Division Kyle Joseph - Stephens Inc., Research Division Vincent Caintic - BTIG, LLC, Research Division
Presentation
Operator
Good afternoon, ladies and gentlemen, and welcome to the Regional Management Third Quarter 2025 Earnings Call. [Operator Instructions] Please note that this event is being recorded. I will now hand you over to Garrett Edson of ICR. Please go ahead.
Garrett Edson ICR Inc.
Thank you, and good afternoon. By now, everyone should have access to our earnings announcement and supplemental presentation, which were released prior to this call and may be found on our website at Regionalmanagement.com. Before we begin our formal remarks, I will direct you to Page 2 of our supplemental presentation, which contains important disclosures concerning forward-looking statements and the use of non-GAAP financial measures. Part of our discussion today may include forward-looking statements, which are based on management’s current expectations, estimates and projections about the company’s future financial performance and business prospects. These forward-looking statements speak only as of today and are subject to various assumptions, risks, uncertainties and other factors that are difficult to predict and that could cause actual results to differ materially from those expressed or implied in the forward-looking statements. These statements are not guarantees of future performance, and therefore, you should not place undue reliance upon them. We refer all of you to our press release, presentation and recent filings with the SEC for a more detailed discussion of our forward-looking statements and the risks and uncertainties that could impact our future operating results and financial condition.