Nov. 22, 2025 8:30 AM ET, , , , , , , , , , , , , , , , , , , , , , , , , ,

Summary

• It is never easy to correctly identifythe market top or bottom. That’s why it is recommended to always stay investedin safer and diverse strategies, though it does not hurt to keep some cashreserve.
• The Near-Perfect Strategy (NPS) portfolio targets moderate income, reduced volatility, and market-beating growth through three diversified buckets: DGI, Asset Allocation, and a Rotation/Hedging strategy.
• NPS aims for 4-6% consistent income, 10%+ annualized growth, and 20-25% lower drawdowns than the S&P 500, making it suitable for retirees and those seeking financial independence.

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Introduction:

The market is currently taking a pause from its relentless upward momentum. Is it a temporary (pause) or the start of some serious downturn? No one can really predict such things. Until recently, the market had been constantly making fresh

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**Analyst’s Disclosure:**I/we have a beneficial long position in the shares of ABT, ABBV, CI, JNJ, PFE, NVS, NVO, AZN, UNH, CL, CLX, UL, NSRGY, PG, TSN, ADM, BTI, MO, PM, KO, PEP, EXC, D, DEA, DEO, ENB, MCD, BAC, PRU, UPS, WMT, WBA, CVS, LOW, AAPL, IBM, CSCO, MSFT, INTC, T, VZ, CVX, XOM, VLO, ABB, ITW, MMM, LMT, LYB, RIO, O, NNN, WPC, ARCC, ARDC, AWF, CII, CHI, DNP, PEO, USA, UTF, UTG, RFI, RNP, TLT either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

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