PCI DSS (Payment Card Industry Data Security Standard) defines technical and operational requirements for protecting payment data. Recently this standard has raised the bar for how organizations protect payment data, especially in cloud-native environments. With the release of PCI DSS 4.0, tatic credentials, hard-coded secrets, and limited visibility across development pipelines are no longer just bad practices, they are audit risks that could result in significant fines . Organizations are being evaluated against stricter requirements that emphasize continuous security controls, visibility, and auditability. HashiCorp Vault and HCP Vault Radar work together to help organizations meet PCI DSS 4.0.1 requirements by securing secrets within the cardholder data environment and continuously monitoring for exposure across the software delivery lifecycle: Vault secures secrets (credentials, keys, tokens, certificates, etc.) and cryptographic material within approved systems. HCP Vault Radar detects when those secrets escape into places they don’t belong, such as source code repositories, CI/CD pipelines, or collaboration tools. This post explores how Vault and Vault Radar work together to secure secrets and provide the continuous visibility required under PCI DSS 4.0.1. What Is HashiCorp Vault? HashiCorp Vault is an identity-based secrets and encryption management platform. It provides secure storage, access control, encryption services, and auditability for sensitive data such as API keys, passwords, certificates, and cryptographic keys. Vault authenticates users, applications, and machines, authorizes access through fine-grained policies, and records every operation in a detailed audit log. Access is available via UI, CLI, or API, making Vault suitable for both human and automated workflows. What Is HCP Vault Radar? HCP Vault Radar is a secrets scanning, discovery, and exposure detection product that continuously scans environments where secrets are commonly leaked, including: Source code repositories CI/CD pipelines Ticketing systems Collaboration and messaging tools Vault Radar acts as the detection layer, helping organizations identify when secrets escape approved boundaries. Through its integration with Vault, you can rapidly remediate leaked secrets into secure storage. Supporting PCI DSS requirements with Vault and Vault Radar Together, Vault and Vault Radar support multiple PCI DSS control areas by combining preventative safeguards in combination with continuous detection and response. Secure secrets and key management Vault centralizes the storage and control of credentials, encryption keys, and certificates used across the cardholder data environment (CDE), reducing secret sprawl and unauthorized access. Vault Radar continuously monitors environments outside Vault to detect leaked secrets, helping ensure that sensitive credentials remain centrally managed. Encryption and cryptographic controls Vault provides encryption-as-a-service and manages keys used to protect data at rest and in transit, supporting PCI requirements for strong cryptography and secure key lifecycles. Vault Radar helps ensure that cryptographic material and access credentials are not inadvertently exposed in code or collaboration platforms. Dynamic secrets and automated rotation Vault can generate credentials on demand and automatically rotate them, minimizing the risk of long-lived or compromised secrets. When Vault Radar detects exposed secrets, organizations can use Vault to immediately revoke and rotate credentials, limiting blast radius and supporting incident response requirements. Advanced data protection Vault’s Transform secrets engine supports: Data masking Format-preserving encryption (FF3-1) Tokenization These capabilities can reduce PCI scope by limiting exposure of cardholder data while preserving application compatibility. Vault Radar reinforces scope reduction by identifying uncontrolled access paths that could unintentionally expand PCI scope. Secure software development Vault enables applications to retrieve secrets securely at runtime, eliminating the need to hard-code credentials. Vault Radar scans source code, pull requests, CI/CD pipelines, and IDEs to detect hard-coded secrets and prevent them from being published in version control. Access control and auditability Vault enforces least-privilege access using role-based access control (RBAC) policies tied to identity, not IP addresses. It also records all access in tamper-evident audit logs, supporting PCI audit trail requirements. Vault Radar provides additional investigative context by identifying where and when secrets were exposed, supporting forensic analysis alongside Vault audit logs. Observability and continuous monitoring PCI DSS Requirement 11 emphasizes the importance of regular testing and monitoring of security systems to detect vulnerabilities, anomalous behavior, and unauthorized access. Vault Radar directly supports this requirement by: Continuously monitoring for secrets exposure outside of Vault Alerting security teams to potential security events or misconfigurations Providing dashboards and reporting for visibility and audit evidence Enabling proactive responses and remediation to reduce risk This observability ensures organizations can detect and respond to risks in real time, an essential part of PCI DSS compliance. Mapping Vault and Vault Radar to PCI DSS 4.0.1 Requirements PCI DSS 4.0.1 Requirement HashiCorp Vault HCP Vault Radar Req. 2 – Secure configurations Enforces secure access to secrets using identity-based authentication, policy controls, and trusted auth sources. Dynamic, time-bound credentials reduce reliance on static configurations. Out of scope for system configuration management. Req. 3 – Protect stored account data Secures credentials and encryption keys, automates rotation, and supports non-reversible protections such as tokenization, masking, and format-preserving encryption. Detects exposed credentials that could grant unauthorized access to systems storing cardholder data. Req. 4 – Protect cardholder data during transmission Provides encryption in transit, certificate lifecycle management, SSH key management, and KMIP-based key distribution. Out of scope for encryption and transport security. Req. 6 – Secure software development Provides secrets securely at runtime, preventing hard-coding of credentials in application code. Continuously scans development pipelines, source repositories, pull requests, and IDEs to detect hard-coded or exposed secrets. Req. 7 – Restrict access by business need Enforces least-privilege access through fine-grained policies tied to identity and workload context. Out of scope for access enforcement. Req. 8 – Identify and authenticate access Supports strong authentication for users, services, and workloads, including short-lived and federated credentials. Out of scope for identity authentication. Req. 9 – Restrict physical access Out of scope for physical access controls. Out of scope for physical access controls. Req. 10 – Log and monitor access Maintains detailed, immutable audit logs for all access to secrets and cryptographic material. Identifies where and when secrets were exposed outside Vault, providing context for investigation and correlation with Vault audit logs. Req. 11 – Test security systems Supports audit logging and automated key rotation to enable security testing of Vault-managed secrets. Provides continuous observability through exposure scanning, alerts, and dashboards to detect vulnerabilities and misconfigurations. Req. 12 – Incident response and governance Enables rapid revocation and rotation of compromised secrets during incident response. Triggers alerts and workflows when secret exposure occurs, supporting incident response, risk management, and evidence collection. Using Vault and Vault Radar as part of a PCI Compliance Program Vault and Vault Radar are most effective when integrated into a broader PCI strategy that includes people and process controls. Common best practices include: Mapping Vault and Vault Radar capabilities to specific PCI requirements Defining compliant usage policies and secure development standards Placing Vault appropriately within the network and limiting access to the CDE Continuously monitoring for secret exposure and unauthorized access paths Regularly reviewing audit logs, findings, and remediation actions Updating configurations as PCI requirements evolve A PCI case study and final thoughts PCI compliance is not achieved through tooling alone, but the right tools make it achievable at scale. HashiCorp Vault provides the preventive controls required to secure secrets, keys, and access, while HCP Vault Radar provides the continuous detection, monitoring, and observability needed to ensure those controls are not bypassed. Together, Vault and Vault Radar help organizations strengthen their PCI DSS compliance posture by reducing risk, improving visibility, and supporting audit readiness across modern cloud and software delivery environments. Organizations with strict PCI obligations routinely use Vault alongside Terraform to implement compliance as code and scale secure, repeatable architectures. You can read about a real-world case study in our post: Managing PCI compliant architectures at scale with Terraform & Vault . Learn more Visit the HashiCorp Vault product page Explore HCP Vault Dedicated and Vault Enterprise features Learn about HCP Vault Radar If you’d like to discuss how Vault and Vault Radar fit into your PCI DSS journey, feel free to reach out .